Privacy Policy

Effective Date: August 22, 2026

1. Introduction & Overview

At RapidCash ("we", "us", or "our"), respecting and safeguarding your personal privacy is a fundamental cornerstone of our service. This Privacy Policy details the types of information we collect when you visit rapidcash.credit, utilize our loan application wizard, upload supporting verification documentation, or interact with our customer portal.

2. Information We Collect

To provide credit evaluation, identity verification, and loan processing services, we collect information you provide directly to us as well as data gathered automatically during your visit:

• Personal Identification Data: Full name, date of birth, residential address, email address, phone number, and Social Security Number (SSN).
• Required Financial Verification Documents:
  • Driver's License or Government-issued Photo ID
  • 3-Month Bank Statements demonstrating account activity
  • W-9 Tax Form or W-2 Wage Statement
• Banking & Account Data: Financial institution name, checking/savings account numbers, and ACH routing numbers for loan disbursement.
• Technical & Usage Data: IP address, browser type, device information, operating system, pages visited, and timestamps.

3. How We Use Your Information

Your data is strictly utilized for legitimate credit underwriting, compliance, and loan servicing purposes, including:

• Processing your personal loan application and evaluating creditworthiness.
• Verifying your identity and validating uploaded financial documents against fraud prevention databases.
• Disbursing approved loan funds directly into your verified bank account via direct deposit.
• Sending automated status updates regarding your application to designated review mailboxes (admin@rapidcash.credit, info@rapidcash.credit, reviewer@rapidcash.credit, and sale@rapidcash.credit).
• Complying with federal anti-money laundering (AML) and Know Your Customer (KYC) regulatory mandates.

4. Data Security & Field-Level Encryption

RapidCash implements bank-grade security standards to protect your sensitive information from unauthorized access, alteration, or disclosure:

• 256-bit SSL Encryption: All data transmitted between your browser and our servers is encrypted using TLS 1.3 protocol.
• AES-256 Field-Level Encryption: Sensitive data at rest (such as SSNs and bank account numbers) is stored using military-grade AES-256 encryption.
• Masked Data Controls: SSNs and bank account numbers are automatically masked (e.g., ***-**-6789) in administrative and staff dashboards. Only authorized staff members can unmask sensitive fields after authenticating.

5. Sharing of Information

We only share your information with trusted entities necessary to complete your loan request:

• Participating Lending Network Partners: Qualified loan underwriting institutions that evaluate and fund loan requests.
• Credit Reporting & ID Verification Agencies: Authorized consumer reporting agencies (Equifax, Experian, TransUnion) for soft credit inquiries.
• Service Providers & Hosts: Cloud hosting (Supabase, Vercel), secure document storage, and transactional mail services under strict confidentiality agreements.
• Legal & Regulatory Authorities: When required by court orders, subpoenas, or federal financial regulations.

6. Your Privacy Rights & Data Control

Depending on your jurisdiction, you have the following privacy rights regarding your personal data:

• Right to Access: Request a copy of the personal and financial information we maintain about you.
• Right to Correction: Request updates or corrections to inaccurate personal records.
• Right to Deletion: Request the deletion of non-active application data, subject to legal record retention requirements.

7. Contact Our Privacy Officer

If you have any questions, concerns, or privacy requests regarding this policy, please contact our Data Protection Office:

RapidCash Data Privacy Office
Email: admin@rapidcash.credit
Support: info@rapidcash.credit
Phone: +1 870 392 5145